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What 0% Credit Cards Could Do For You
Credit cards with an introductory 0% deal offer undoubted advantages to their holders. How could you benefit from applying for one?
Benefits of a Prepaid Credit Card
If you can't get a credit card because of a poor credit history, or you simply don't want to risk racking up debt on one, then a prepaid credit card could be what you're looking for. Find out what they are and how they work.
Choosing Between Credit Card Rewards Or Low Interest
Credit card rewards can be a valuable feature, but usually come at the cost of a higher interest rate. Which is more valuable to you, rewards or low interest?
An Introduction To Credit Cards Rewards
Credit card rewards programs can be a powerful incentive to use your card more often. How do these programs work, and how do you benefit?
Credit Cards Can Help Establish Your Credit Worthiness
Credit worthiness is a very valuable aspect of your life and will have strong affects on your future. Find out how using credit cards can influence it to the good.
Selecting An Appropriate Credit Card For Your Lifestyle
With so many credit cards on the market, you need to narrow down your selections before making a choice on which to apply for. What criteria should you be looking at?
Grab a Slice of the Cash Back Action
Cash back credit cards are one of the latest and most popular crazes to sweep the personal finance industry. Find out why you should grab a slice of the action too.
Effective Use of Credit Card Balance Transfers
Using a credit card balance transfer facility is not as popular as it once was, but it can still be a very effective way to handle debts. Find out how to make the most of this useful feature.
Keeping Track Of Your Credit Card APR
Your credit card's APR determines how expensive it is to use your card, and is one of the most important things to consider when comparing new cards. However, existing cardholders need to keep an eye on their APRs too.
Three Reasons To Check Your Credit Card Statement
Opening and reading your credit card statements every month can easily be neglected in favour of other more interesting activities, but this could be a mistake. Read the three reasons you should stay on top of your statements.
Credit Card Basics
Applying for a credit card is a common online activity, but how can you decide which one to go for? Understanding the basics will go a long way in helping you to reach your decision.
Balance Transfers Plus A Savings Account Equals Easy Cash
The practice of shifting debt from one credit card to another to take advantage of 0% balance transfer deals isn't as popular as it once was, but a related activity is still alive and well. Find out how balance transfers could actually make you money for nothing.
Is It Time To Upgrade Your Credit Card?
If you've been using the same credit card for several years, you could well be missing out. Competition in the credit card industry over the years has delivered more and more benefits for cardholders. Is it time you upgraded to a better deal?
Clearing Up Credit Card Jargon
Credit card companies are almost gleeful in the amount of jargon they use, rarely using a simple word when a few obscure ones will do. Find out what some of the most common terms mean, and how they affect your choices when applying for a new card.
Does Your Credit Card Pay Its Way?
Most people by now aware of the potential dangers of credit cards in that it's all to easy to run up excessive debts. However, not as many people realise that using a credit card can actually be a profitable activity.
Benefits Of A Business Credit Card
Running a business means that there are dozens of things competing for your time, and so anything you can do to streamline your operation is to be welcomed. Find out how taking out a business credit card can improve the financial side of your enterprise.
Choosing Between Cash Back Or Rewards Credit Cards
These days, more and more credit cards are offering enticements to spend more in the shape of cash back and rewards programs. Which version is right for you?
Is It Worth Applying For A Platinum Credit Card?
There are many things to consider when applying for a credit card, but is being a status symbol one of them? Read why applying for a platinum credit card might not be the best course of action.
Staying Out Of Trouble With Your Credit Card
While credit cards can certainly be convenient and useful, they can also pose dangers to your financial wellbeing. Following a few simple rules, however, will keep you out of trouble.
The True Cost Of Late Credit Card Repayments
Despite the recent reductions in the amount you're charged for making a late payment on your credit card, it's still best to avoid it when you can. Find out why there's more than a simple fee involved.
Getting The Most Benefit From Your Rewards Credit Card
Credit cards with a rewards program can be a very valuable way of profiting from your everyday spending, but to get the best out of them you need to use them wisely. Find out how to maximize the benefits you'll get.
Credit Cards And Your Credit Score
Your credit rating is the major factor in deciding what kind of credit card is worth applying for. Find out what you can expect at different levels of credit scoring.
Enjoying the Benefits of a Prepaid Credit Card
Prepaid cards are an increasingly popular kind of payment method. But why might you choose one over a normal credit card?
Do You Really Need A Credit Card?
What can you do if you want the convenience of a credit card without the risk of running up debts? There are three main alternatives you should consider.
A Brief History Of Credit Cards
Despite being so commonplace in modern life, credit cards have a relatively short history. Read when the first cards appeared, and how they developed into the products we know today.
An Introduction To Affinity Credit Cards
Affinity credit cards are becoming increasingly popular, offering a new range of benefits and features. Find out what they are, what they offer, and whether one could be right for you.
Tricks Credit Card Companies Use To Ramp Up Your Bills
Credit card companies are notorious for squeezing every last drop of profit out of their customers. Find out the ways they do this and how to keep in front.
Why Choose A Gas Credit Card?
Gas credit cards are now available from almost every gas station it seems. Why would you choose one over an ordinary card?
About Sports Affinity Credit Cards
Sports affinity cards let you donate funds to your team at no direct cost to yourself, and also offer other benefits of interest to sports fans. Find out if one is right for you.
Charity Credit Cards - A Good Deal?
Charity credit cards are often presented as an easy way to donate to charity without any cost to yourself, but is it really that simple? This article shows how there might be more cost effective options available.
Choosing Cashback Or Rewards Credit Cards
With the demise of balance transfers as an attractive credit card offer, cashback and rewards schemes are growing in popularity. Find out what they are and how you could profit from using them.
Are Online Credit Card Applications Too Easy?
Applying online for a credit card is easier than ever, but there is a danger to be aware of. Find out the harm it can do to your credit rating, and how to avoid it.
Get in Control of Your Credit Card Debt
Using credit cards can make day to day life more simple, reducing the need to carry cash and making it easy to shop online and by telephone. However, spending with plastic can sometimes be a little too easy, and many people find their balances get out of control.
Credit Card Balance Transfer Fees
Credit card balance transfer offers were so popular that they ended up costing the credit card industry serious amounts of money. Something had to be done, so the balance transfer 'handling fee' was born.
How Important Is Credit Card APR?
Many credit card advertisements feature a low APR as the most prominent feature, but is that the most important thing with a card? There are many other benefits to consider, which might be more valuable than a low rate.
Credit Cards: Why You Should Pay More Than The Minimum
Credit cards are a great convenience, but it can be all to easy to let your debt slide out of control. Making only the minimuum repayments will make the situation worse, and this article explains why.
Credit Card Cheques - An Expensive Convenience
Credit card cheques are touted by card issuers as a convenient way to use your account when cards aren't accepted, but it's not always made clear how much they cost.
Flat Rate Credit Cards
Most credit cards feature different interest rates depending on how they're used. Purchases, balance transfers, cash withdrawals, introductory offers... the number of different rates can be confusing. Flat rate cards charge the same APR for everything, making it easier to keep track of how much your card is costing.
Which Kind Of Credit Card Should I Choose?
There are so many credit cards available with different features, it can be hard to decide which one to apply for. A simple way of narrowing the field is to base your decision on your spending habits, rather than being swayed by eyecatching advertisements promoting features you may not need.
Is Cashback The Future For Credit Cards?
Cashback is a feature of credit cards that is rapidly growing in popularity. Why is this and how could you benefit?
When Not To Use A Credit Card
Credit cards are a convenient part of modern life, but unfortunately it can be all too easy to run up problem levels of debt. Knowing when card use is inappropriate will help prevent your card getting you into trouble.
Simple Steps to Prevent Credit Card Fraud
Credit card fraud costs hundreds of millions every year, and is a distressing and damaging experience for the victims. Fortunately, there are some simple ways of vastly reducing the chances of it happening to you.
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